Podgorica Airport to Kotor: Driving the 85 km to the Bay
Podgorica Airport to Kotor is roughly 85 km and about 80 minutes of genuinely easy driving, and doing it yourself in a rental car is the simplest way to reach the bay. You walk out of arrivals, load your bags, and point the car south toward the Sozina tunnel; there is no shuttle to wait for, no transfer to share, and no border to cross. The road drops you out of the tunnel near the coast and then follows the water round to Kotor, so the last stretch is scenery rather than motorway. Once the keys are in your hand at the airport you are on your own schedule the whole way, and you keep the car for the mountain roads and coastal villages waiting on the far side of the trip.
The road: airport, Sozina tunnel, then the coast
From the airport terminal you head south and the route is dominated by one landmark, the Sozina tunnel, which cuts straight through the mountains that otherwise wall the capital off from the sea. Before the tunnel existed drivers had to climb the old serpentine road over the ridge, but today you glide through in a few minutes and emerge close to the Adriatic. From there the E65/E80 hugs the shoreline before you turn into the Bay of Kotor and trace its edge to the town. The whole 85 km is well surfaced and clearly signed, so a first-time visitor can follow it without stress. Nothing on the route demands a big car either, and since it is boot space rather than bulk that matters when you are loading up straight off a flight, a Citroen C3 rental handles the drive comfortably.
Worth a stop along the way
The drive is short enough to do in one go, but it passes some of the best of coastal Montenegro if you want to break it up. Once you reach the water near Sutomore and Bar you are on the open coast, and the road north toward the bay gives you glimpses of Budva and the Sveti Stefan islet if you detour slightly. As you round into the Bay of Kotor itself the pace naturally slows, with Perast, its two tiny islands, and a string of waterfront cafes strung along the shore before Kotor. Give yourself an extra hour and the transfer turns into a proper first afternoon.

Self-drive versus a booked transfer
A private transfer will meet you at the door, but it drops you at your Kotor hotel and then leaves, taking your freedom with it. With your own car you set off the moment your bags are loaded, stop wherever the view earns it, and still have wheels for Perast, Lovcen and the coast once you have checked in. It usually works out cheaper than paying a driver too, and you can compare the available cars and see the live rate for your exact dates before you commit. For a couple or a family the maths almost always favours driving yourself.
Picking up the car and heading off
Collection is at the airport arrivals area, so there is no off-site depot and no shuttle bus between the terminal and a distant car park. You clear the desk, check the car over, and drive out onto the airport road within minutes. It is worth arranging your cover before you travel so nothing slows you at the counter; a quick read of the insurance options tells you what is already included and what is worth adding. When your dates are set you can reserve the car and have everything confirmed before you fly.
Flying home from a different airport
Plenty of visitors land at Podgorica but fly home from the coast, and Kotor sits almost exactly between the two Montenegrin airports. If your return flight leaves from Tivat, only about 40 minutes away, you do not have to double back to the capital; a one-way rental lets you drop the car near the Tivat terminal instead. Set the pickup and drop-off points when you search and the price for the one-way arrangement shows up with the rest, so you can see the difference before deciding.
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